Coinbase vs Uphold: Which is Best? [2024]

Coinbase

Coinbase is a popular global crypto exchange with over 240 cryptocurrencies supported.

Uphold

Popular exchange based in the USA with support for multiple payment methods.

Coinbase

Available in over 100 countries globally. Full features in most of US including debit cards, staking, instant transfers and futures. Strong support in UK, Europe and parts of Asia with some restrictions. Not available in Singapore or OFAC-sanctioned countries. ID verification required.

Uphold

Available in over 180 countries globally including US, UK, Canada, Australia, Brazil and Japan. Serves over 30 million users worldwide.

Coinbase

Over 240 cryptocurrencies

Uphold

Over 250 cryptocurrencies including Bitcoin, Ethereum, Litecoin, XRP, Stellar, AAVE, BAT, ADA and many more

Coinbase

• Transaction Fees:
• $0.99 for transactions $10 or lower
• $1.49 for transactions between $10-$25
• $1.99 for transactions between $25-$50
• $2.99 for transactions between $50-$200
• 0.50% spread fee for transactions over $200
• 
  Payment Method Fees:
• ACH transfers: Free
• Bank account/USD Wallet: 1.49%
• Credit/debit card: 3.99%
• Wire transfers: $10 incoming, $25 outgoing

Uphold

• Stablecoins & major FX: 0.25%
• BTC, ETH: 1.4% - 1.6%
• Altcoins: 1.9% - 2.95%
• Precious Metals: 1.9% - 2.95%

Coinbase

ACH, Wire Transfer, Debit Card, Bank Account, PayPal, Apple Pay, iDEAL, SEPA, Interac e-Transfer, Instant Verification, Google Pay

Uphold

ACH, Bank Account, Apple Pay, Google Pay, Credit Card, Debit Card, SEPA, Interac e-Transfer

Coinbase

4.70%

Earn 4.70% APY rewards by holding USDC on Coinbase. USDC is fully backed 1:1 by US dollars. Minimum $1.

Uphold

2 - 4.65%

Earn up to 4.65% APY on USD balances of $1,000 or more, or 2% APY on balances below $1,000 in Uphold's USD Interest Account.

Coinbase

iOS Rating: 4.7 Official rating from the iOS App Store as of November 18, 2024.

Android Rating: 4.6 Official rating from the Android Play Store as of November 18, 2024.

Uphold

iOS Rating: 4.6 Official rating from the iOS App Store as of November 18, 2024.

Android Rating: 4.7 Official rating from the Android Play Store as of November 18, 2024.

Coinbase

As a public US company, Coinbase maintains full 1:1 reserves of customer assets with no lending. Their platform features industry-leading security including mandatory 2FA, multi-approval withdrawals via Coinbase Vault, and 24/7 monitoring. Over 10 years of experience and regular third-party audits.

Uphold

Uphold maintains full reserves of customer assets with no lending. Platform features industry-standard security including 2FA, real-time monitoring and notifications. Regular third-party audits verify holdings and security practices.

Coinbase

No. Has never lost customer funds in any way.

Uphold

No major hacks, though a third-party communications vendor had a security incident in July 2022. No customer funds were affected.

Coinbase

coinbase.com

Uphold

https://uphold.com/

Coinbase

Read our Coinbase review

"I mistakenly sent my crypto to the wrong wallet at Coinbase. The team at Coinbase was able to retrieve it and credit to my account within a week. I am quite impressed with their communication, instruction, and result! I'm so relieved. Thank you so much, Coinbase Support!"
- Real user review from iOS App Store, Android Play Store or Trustpilot

Uphold

No review available

"I am a big fan of Uphold. Its super straightforward and simple. You can swap between lots of tokens and easily select your bank to buy new ones. They have all customer assets backed. Perfect 👌. My only gripe is that once you own something and click on that token it does not show you the market price and market graph it shows your own account balance and change over time."
- Real user review from iOS App Store, Android Play Store or Trustpilot