Exchange Support

Exchange Name	Support for Illinois
Binance.us	Yes
Coinbase	Yes
Kraken	Yes
Kucoin	No
Gemini	Yes
Uphold	Yes
Luno	No
Crypto.com	Yes

Transaction Fees

A look at the transaction fees for each exchange, both spread and commission.

• Spread fee: Exchanges may charge a higher price than the actual price of Bitcoin.
• Fee: Exchange fee for the transaction.
• Total fees: The sum of the spread fee and the fee.

Exchange	Spread Fee	Fee	Total Fees
Kraken	0.0%	0.4%	0.4%
Robinhood	0.55%	0.0%	0.55%
River	0.3%	1.0%	1.3%
Gemini	0.5%	2.99%	3.49%
Coinbase	1.0%	2.99%	3.99%

Actual fees may vary. Fees are subject to change. Fee estimates based on our research and testing. Some exchanges may charge less depending on volume.

Estimated Fees on $100

An estimate of the fees for buying $100 worth of Bitcoin using a bank account.

Exchange	Total Cost on $100
Kraken	$0.4
Robinhood	$0.55
River	$1.3
Gemini	$3.49
Coinbase	$3.99

Financial & Regulatory Licenses

Exchange	Licenses & Regulation
Robinhood	FinCEN as a money services business. U.S. SEC as a broker-dealer.
Coinbase	Chartered by New York State Department of Financial Services for virtual currency.
River	Registered MSB with FinCEN.
Kraken	Registered money services business with FinCEN (USA).
Gemini	New York State Department of Financial Services (NYDFS).
Uphold	FinCEN (USA), FCA (UK), FINTRAC (Canada), FCIS (EU)
ATM Radar	This is a map only. Please check with individual ATM operators for their regulatory status and licenses.
Bitcoin Depot	Registered MSB with FinCEN in the USA and FINTRAC in Canada. Licensed for money transmission in applicable US states.

Deposit Fees

These are fees exchanges may charge for deposits. Fees are subject to change.

Exchange	Deposit Fees
Coinbase	ACH: Free Wire: $10 USD SEPA: €0.15 EUR SWIFT: Free
Gemini	ACH: $0 Wire: $0 SEPA: $0 SWIFT: $0
Kraken	ACH: $0 Wire: $0 SEPA: $0 SWIFT: $3
River	ACH: $0 Wire: $0
Robinhood	ACH: $0 SWIFT: $0
Uphold	ACH: Free Wire: $0 - $20 SEPA: Free FPS: Free

Some exchanges may charge fees when you deposit or withdraw Bitcoin from their platform. These fees can vary based on network congestion and the exchange's policies.

Exchange	BTC Deposit Fees	BTC Withdrawal Fees
Coinbase	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.
Gemini	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.
Kraken	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.
River	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.
Robinhood	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.
Uphold	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.

Mobile App Support

Exchange	iOS App	Android App
Robinhood
Coinbase
River
Kraken
Gemini
Uphold

Earn Interest & Rewards

The following table shows interest rates offered by exchanges.

Exchange	Interest Rate & Details
Coinbase	4.70% Earn 4.70% APY rewards by holding USDC on Coinbase. USDC is fully backed 1:1 by US dollars. Minimum $1.
River	3.8% Earn 3.8% interest on FDIC-insured cash, paid out in Bitcoin. No fees or minimums. Withdraws allowed anytime.
Kraken	0.15% - 6.5% Available for BTC (0.15% bonded/0.1% flexible), USDT/USD/USDC (6.5% bonded/4.5% flexible), and EUR (4.45% bonded/3.5% flexible).
Uphold	2 - 4.65% Earn up to 4.65% APY on USD balances of $1,000 or more, or 2% APY on balances below $1,000 in Uphold's USD Interest Account.

Exchange snapshots