PayPal
Exchanges and companies that allow you acquire bitcoin with PayPal.
Coinbase
Easily buy crypto using your PayPal account on this trusted US-based exchange.
Kraken
Kraken accepts PayPal deposits in the UK, EU (except Hungary/Croatia), & Australia. Deposits have a 72-hour withdrawal hold but available immediately for trading.
Gemini
Popular and well-known exchange based in the USA. Deposit and buy with PayPal.
PayPal
Easily buy bitcoin from directly within your existing PayPal account.
Helpful Links
PayPal.com Bitcoin Buying Fees
In our testing, buying with PayPal works fast but has high fees:
Purchase amount | Fee |
---|---|
1 – 4.99 USD | 0.49 USD |
5 – 24.99 USD | 0.99 USD |
25 – 74.99 USD | 1.99 USD |
75 – 200 USD | 2.49 USD |
200 – 1000 USD | 1.80% |
1000.01 USD + | 1.50% |
You can also read our comparison of PayPal vs Coinbase fees. PayPal was slightly cheaper in our testing.
Frequently Asked Questions
If I Bought Bitcoin
See how much you would have made if you bought Bitcoin in the past.
Financial & Regulatory Licenses
Exchange | Licenses & Regulation |
---|---|
Coinbase | Chartered by New York State Department of Financial Services for virtual currency. |
Kraken | Registered money services business with FinCEN (USA). |
Gemini | New York State Department of Financial Services (NYDFS). |
PayPal | Licensed money transmitter in the US (FinCEN), EU (Luxembourg banking license), and Australia (APRA regulated). |
Deposit Fees
These are fees exchanges may charge for deposits. Fees are subject to change.
Exchange | Deposit Fees |
---|---|
Coinbase |
ACH: Free Wire: $10 USD SEPA: €0.15 EUR SWIFT: Free |
Gemini |
ACH: $0 Wire: $0 SEPA: $0 SWIFT: $0 |
Kraken |
ACH: $0 Wire: $0 SEPA: $0 SWIFT: $3 |
PayPal |
ACH: $0 Wire: $0 SEPA: $0 SWIFT: $0 |
Mobile App Support
Exchange | iOS App | Android App |
---|---|---|
Coinbase | ||
Kraken | ||
Gemini | ||
PayPal |
Earn Interest & Rewards
The following table shows interest rates offered by exchanges.
Exchange | Interest Rate & Details |
---|---|
Coinbase |
4.70%
Earn 4.70% APY rewards by holding USDC on Coinbase. USDC is fully backed 1:1 by US dollars. Minimum $1.
|
Kraken |
0.15% - 6.5%
Available for BTC (0.15% bonded/0.1% flexible), USDT/USD/USDC (6.5% bonded/4.5% flexible), and EUR (4.45% bonded/3.5% flexible).
|
Exchange snapshots
Coinbase
Coinbase snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.7
Official rating from the iOS App Store as of November 18, 2024.
|
Android app score |
4.6
Official rating from the Android Play Store as of November 18, 2024.
|
Deposit Methods | ACH, Wire Transfer, Debit Card, Bank Account, PayPal, Apple Pay, iDEAL, SEPA, Interac e-Transfer, Instant Verification |
Review | Read our review |
Kraken
Kraken snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.7
Official rating from the iOS App Store as of November 18, 2024.
|
Android app score |
4.3
Official rating from the Android Play Store as of November 18, 2024.
|
Deposit Methods | ACH, Bank Account, Apple Pay, SEPA, Interac e-Transfer, Debit Card, PayPal, Instant Verification |
Gemini
Gemini snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.8
Official rating from the iOS App Store as of November 18, 2024.
|
Android app score |
4.2
Official rating from the Android Play Store as of November 18, 2024.
|
Deposit Methods | ACH, Bank Account, PayPal, Apple Pay, Debit Card |
PayPal
PayPal snapshot | |
Minimum Deposit | $1 |
Deposit Methods | PayPal |