PayPal

Exchanges and companies that allow you acquire bitcoin with PayPal.







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PayPal.com Bitcoin Buying Fees

In our testing, buying with PayPal works fast but has high fees:

Purchase amount Fee
1 – 4.99 USD 0.49 USD
5 – 24.99 USD 0.99 USD
25 – 74.99 USD 1.99 USD
75 – 200 USD 2.49 USD
200 – 1000 USD 1.80%
1000.01 USD + 1.50%

You can also read our comparison of PayPal vs Coinbase fees. PayPal was slightly cheaper in our testing.




Frequently Asked Questions



If I Bought Bitcoin

See how much you would have made if you bought Bitcoin in the past.






Financial & Regulatory Licenses

Exchange Licenses & Regulation
CoinbaseCoinbase Chartered by New York State Department of Financial Services for virtual currency.
KrakenKraken Registered money services business with FinCEN (USA).
GeminiGemini New York State Department of Financial Services (NYDFS).
PayPalPayPal Licensed money transmitter in the US (FinCEN), EU (Luxembourg banking license), and Australia (APRA regulated).


Deposit Fees

These are fees exchanges may charge for deposits. Fees are subject to change.

Exchange Deposit Fees
CoinbaseCoinbase ACH: Free
Wire: $10 USD
SEPA: €0.15 EUR
SWIFT: Free
GeminiGemini ACH: $0
Wire: $0
SEPA: $0
SWIFT: $0
KrakenKraken ACH: $0
Wire: $0
SEPA: $0
SWIFT: $3
PayPalPayPal ACH: $0
Wire: $0
SEPA: $0
SWIFT: $0



Mobile App Support

Exchange iOS App Android App
CoinbaseCoinbase
KrakenKraken
GeminiGemini
PayPalPayPal


Earn Interest & Rewards

The following table shows interest rates offered by exchanges.

Exchange Interest Rate & Details
CoinbaseCoinbase 4.70%
Earn 4.70% APY rewards by holding USDC on Coinbase. USDC is fully backed 1:1 by US dollars. Minimum $1.
KrakenKraken 0.15% - 6.5%
Available for BTC (0.15% bonded/0.1% flexible), USDT/USD/USDC (6.5% bonded/4.5% flexible), and EUR (4.45% bonded/3.5% flexible).




Exchange snapshots

Coinbase

Visit Exchange
Coinbase snapshot
Minimum Deposit $1
iOS app score 4.7
Official rating from the iOS App Store as of November 18, 2024.
Android app score 4.6
Official rating from the Android Play Store as of November 18, 2024.
Deposit Methods ACH, Wire Transfer, Debit Card, Bank Account, PayPal, Apple Pay, iDEAL, SEPA, Interac e-Transfer
Review Read our review

Kraken

Visit Exchange
Kraken snapshot
Minimum Deposit $1
iOS app score 4.7
Official rating from the iOS App Store as of November 18, 2024.
Android app score 4.3
Official rating from the Android Play Store as of November 18, 2024.
Deposit Methods ACH, Bank Account, Apple Pay, SEPA, Interac e-Transfer, Debit Card, PayPal

Gemini

Visit Exchange
Gemini snapshot
Minimum Deposit $1
iOS app score 4.8
Official rating from the iOS App Store as of November 18, 2024.
Android app score 4.2
Official rating from the Android Play Store as of November 18, 2024.
Deposit Methods ACH, Bank Account, PayPal, Apple Pay, Debit Card

PayPal

Visit Exchange
PayPal snapshot
Minimum Deposit $1
Deposit Methods PayPal