USA
A list of ways to purchase bitcoin in the United States.
Robinhood
Robinhood is a US-based exchange regulated by FinCEN. Users can buy Bitcoin using ACH transfers, bank accounts, and debit cards. Trusted exchange with over 100 million users globally. Also offers U.S. Bitcoin ETFs like IBIT and FBTC.
Coinbase
Coinbase is a US-based exchange regulated by FinCEN. Users can buy Bitcoin using ACH transfers, bank accounts, debit cards, PayPal, Apple Pay, & wire transfers. Trusted with over 100 million users globally.
River
US-based Bitcoin-only financial services company. Features include instant ACH purchases, automated recurring buys, and zero trading fees. Known for excellent customer support and built-in Bitcoin wallet functionality.
Unchained
US-based Bitcoin-only financial services company. Offers Bitcoin storage and a trading desk for purchases. Supports ACH and wire transfers with 1% fees. Known for strong security practices and above and beyond expert support.
Kraken
Kraken is a US-based crypto exchange regulated by FinCEN. Users can buy Bitcoin using ACH transfers, wire transfers, and Apple Pay. Features include advanced trading tools, competitive fees and 24/7 customer support.
Gemini
US-based exchange regulated by the New York Department of Financial Services. Features include ACH transfers, PayPal integration, Apple Pay support, & automated purchases.
Uphold
Uphold is a US-based exchange offering multiple payment methods including ACH, wire transfers, credit/debit cards and digital wallets. Features automated recurring buys and competitive fees.
Coin ATM Radar
Coin ATM Radar helps you locate Bitcoin ATMs across the United States. The map shows ATM locations, operators, fees, and supported cryptocurrencies. A useful tool for finding places to buy Bitcoin with cash in your area.
Find Exchanges for Your State
Some exchanges are not available in all states. Use this tool to find exchanges that are available in your state.
Step-By-Step How to Buy Guides
Exchange Support
Exchange Name | Support for USA |
---|---|
Binance.usⓘNot available in: Alaska, Connecticut, Georgia, Maine, New York, North Carolina, North Dakota, Ohio, Oregon, Texas, Vermont, Washington. New user registration paused in Michigan. USD services unavailable in Kansas and Michigan. | Yes |
CoinbaseⓘAvailable in all 50 US states, including Puerto Rico and Guam. | Yes |
KrakenⓘNot available in: New York and Washington state. | Yes |
Kucoin | No |
GeminiⓘAvailable in all 50 US states, including New York. | Yes |
UpholdⓘNot available in: New York, Texas, Illinois, Colorado, Louisiana. | Yes |
Luno | Yes |
Crypto.comⓘAvailable in all states except New York. | Yes |
UnchainedⓘNot available in: New Jersey, New York, North Carolina, South Dakota. | Yes |
RiverⓘNot available in: New York, Nevada, Idaho. Supports Puerto Rico. | Yes |
Bybit | No |
PayPalⓘAvailable in all 50 US states. | Yes |
Frequently Asked Questions
If I Bought Bitcoin
See how much you would have made if you bought Bitcoin in the past.
Financial & Regulatory Licenses
Exchange | Licenses & Regulation |
---|---|
Robinhood | FinCEN as a money services business. U.S. SEC as a broker-dealer. |
Coinbase | Chartered by New York State Department of Financial Services for virtual currency. |
River | Registered MSB with FinCEN. |
Unchained | NMLS ID 1900773. Loans originated through Lead Bank (FDIC member). |
Kraken | Registered money services business with FinCEN (USA). |
Gemini | New York State Department of Financial Services (NYDFS). |
Uphold | FinCEN (USA), FCA (UK), FINTRAC (Canada), FCIS (EU) |
Coin ATM Radar | This is a map only. Please check with individual ATM operators for their regulatory status and licenses. |
Deposit Fees
These are fees exchanges may charge for deposits. Fees are subject to change.
Exchange | Deposit Fees |
---|---|
Coinbase |
ACH: Free Wire: $10 USD SEPA: €0.15 EUR SWIFT: Free |
Gemini |
ACH: $0 Wire: $0 SEPA: $0 SWIFT: $0 |
Kraken |
ACH: $0 Wire: $0 SEPA: $0 SWIFT: $3 |
River |
ACH: $0 Wire: $0 |
Robinhood |
ACH: $0 SWIFT: $0 |
Uphold |
ACH: Free Wire: $0 - $20 SEPA: Free FPS: Free |
Mobile App Support
Exchange | iOS App | Android App |
---|---|---|
Robinhood | ||
Coinbase | ||
River | ||
Unchained | ||
Kraken | ||
Gemini | ||
Uphold | ||
Coin ATM Radar |
Earn Interest & Rewards
The following table shows interest rates offered by exchanges.
Exchange | Interest Rate & Details |
---|---|
Coinbase |
4.70%
Earn 4.70% APY rewards by holding USDC on Coinbase. USDC is fully backed 1:1 by US dollars. Minimum $1.
|
River |
3.8%
Earn 3.8% interest on FDIC-insured cash, paid out in Bitcoin. No fees or minimums. Withdraws allowed anytime.
|
Kraken |
0.15% - 6.5%
Available for BTC (0.15% bonded/0.1% flexible), USDT/USD/USDC (6.5% bonded/4.5% flexible), and EUR (4.45% bonded/3.5% flexible).
|
Uphold |
2 - 4.65%
Earn up to 4.65% APY on USD balances of $1,000 or more, or 2% APY on balances below $1,000 in Uphold's USD Interest Account.
|
Exchange snapshots
Robinhood
Robinhood snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.2
Official rating from the iOS App Store as of November 18, 2024.
|
Android app score |
4.2
Official rating from the Android Play Store as of November 18, 2024.
|
Deposit Methods | ACH, Debit Card, Bank Account, Wire Transfer |
Coinbase
Coinbase snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.7
Official rating from the iOS App Store as of November 18, 2024.
|
Android app score |
4.6
Official rating from the Android Play Store as of November 18, 2024.
|
Deposit Methods | ACH, Wire Transfer, Debit Card, Bank Account, PayPal, Apple Pay, iDEAL, SEPA, Interac e-Transfer, Instant Verification |
Review | Read our review |
River
River snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.8
Official rating from the iOS App Store as of November 18, 2024.
|
Android app score |
4.9
Official rating from the Android Play Store as of November 18, 2024.
|
Deposit Methods | ACH, Bank Account, Wire Transfer |
Review | Read our review |
Unchained
Unchained snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.8
Official rating from the iOS App Store as of November 18, 2024.
|
Deposit Methods | ACH, Wire Transfer, Bank Account |
Review | Read our review |
Kraken
Kraken snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.7
Official rating from the iOS App Store as of November 18, 2024.
|
Android app score |
4.3
Official rating from the Android Play Store as of November 18, 2024.
|
Deposit Methods | ACH, Bank Account, Apple Pay, SEPA, Interac e-Transfer, Debit Card, PayPal, Instant Verification |
Gemini
Gemini snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.8
Official rating from the iOS App Store as of November 18, 2024.
|
Android app score |
4.2
Official rating from the Android Play Store as of November 18, 2024.
|
Deposit Methods | ACH, Bank Account, PayPal, Apple Pay, Debit Card |
Uphold
Uphold snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.6
Official rating from the iOS App Store as of November 18, 2024.
|
Android app score |
4.7
Official rating from the Android Play Store as of November 18, 2024.
|
Deposit Methods | ACH, Bank Account, Apple Pay, Google Pay, Credit Card, Debit Card, SEPA, Interac e-Transfer |
Coin ATM Radar
Coin ATM Radar snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.5
Official rating from the iOS App Store as of November 18, 2024.
|
Android app score |
4.5
Official rating from the Android Play Store as of November 18, 2024.
|
Deposit Methods | Cash |