Transaction Fees

A look at the transaction fees for each exchange, both spread and commission.

• Spread fee: Exchanges may charge a higher price than the actual price of Bitcoin.
• Fee: Exchange fee for the transaction.
• Total fees: The sum of the spread fee and the fee.

Exchange	Spread Fee	Fee	Total Fees
Kraken	0.0%	0.4%	0.4%
Coinbase	1.0%	2.99%	3.99%

Actual fees may vary. Fees are subject to change. Fee estimates based on our research and testing. Some exchanges may charge less depending on volume.

Estimated Fees on $100

An estimate of the fees for buying $100 worth of Bitcoin using a bank account.

Exchange	Total Cost on $100
Kraken	$0.4
Coinbase	$3.99

Financial & Regulatory Licenses

Exchange	Licenses & Regulation
Bitpanda	Registered VASP in Austria, France, Spain, Italy, Czech Republic, Sweden and Norway. Licensed by BaFin in Germany for crypto custody and trading.
Coinbase	Chartered by New York State Department of Financial Services for virtual currency.
Kraken	Registered money services business with FinCEN (USA).
Uphold	FinCEN (USA), FCA (UK), FINTRAC (Canada), FCIS (EU)
ATM Radar	This is a map only. Please check with individual ATM operators for their regulatory status and licenses.

Deposit Fees

These are fees exchanges may charge for deposits. Fees are subject to change.

Exchange	Deposit Fees
Bitpanda	SEPA: Free
Coinbase	ACH: Free Wire: $10 USD SEPA: €0.15 EUR SWIFT: Free
Kraken	ACH: $0 Wire: $0 SEPA: $0 SWIFT: $3
Uphold	ACH: Free Wire: $0 - $20 SEPA: Free FPS: Free

Some exchanges may charge fees when you deposit or withdraw Bitcoin from their platform. These fees can vary based on network congestion and the exchange's policies.

Exchange	BTC Deposit Fees	BTC Withdrawal Fees
Bitpanda	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.
Coinbase	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.
Kraken	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.
Uphold	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.

Mobile App Support

Exchange	iOS App	Android App
Bitpanda
Coinbase
Kraken
Uphold

Earn Interest & Rewards

The following table shows interest rates offered by exchanges.

Exchange	Interest Rate & Details
Bitpanda	2.65% EUR 3.95%, USD 3.96%, GBP 3.96%.
Coinbase	4.70% Earn 4.70% APY rewards by holding USDC on Coinbase. USDC is fully backed 1:1 by US dollars. Minimum $1.
Kraken	0.15% - 6.5% Available for BTC (0.15% bonded/0.1% flexible), USDT/USD/USDC (6.5% bonded/4.5% flexible), and EUR (4.45% bonded/3.5% flexible).
Uphold	2 - 4.65% Earn up to 4.65% APY on USD balances of $1,000 or more, or 2% APY on balances below $1,000 in Uphold's USD Interest Account.

Exchange snapshots