SEPA
Exchanges and companies that allow you to acquire bitcoin using SEPA transfers.
Bitpanda
Bitpanda offers SEPA transfers as a convenient deposit method for European users to buy Bitcoin quickly and with low fees.
Coinbase
Coinbase supports SEPA transfers for European users, allowing quick and low-cost Bitcoin purchases.
Kraken
Kraken supports SEPA transfers, enabling European users to easily deposit funds and buy Bitcoin with low fees.
Uphold
European users can fund their accounts via SEPA transfers to buy Bitcoin.
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Financial & Regulatory Licenses
Exchange | Licenses & Regulation |
---|---|
Bitpanda | Registered VASP in Austria, France, Spain, Italy, Czech Republic, Sweden and Norway. Licensed by BaFin in Germany for crypto custody and trading. |
Coinbase | Chartered by New York State Department of Financial Services for virtual currency. |
Kraken | Registered money services business with FinCEN (USA). |
Uphold | FinCEN (USA), FCA (UK), FINTRAC (Canada), FCIS (EU) |
Deposit Fees
These are fees exchanges may charge for deposits. Fees are subject to change.
Exchange | Deposit Fees |
---|---|
Bitpanda |
SEPA: Free |
Coinbase |
ACH: Free Wire: $10 USD SEPA: €0.15 EUR SWIFT: Free |
Kraken |
ACH: $0 Wire: $0 SEPA: $0 SWIFT: $3 |
Uphold |
ACH: Free Wire: $0 - $20 SEPA: Free FPS: Free |
Mobile App Support
Exchange | iOS App | Android App |
---|---|---|
Bitpanda | ||
Coinbase | ||
Kraken | ||
Uphold |
Earn Interest & Rewards
The following table shows interest rates offered by exchanges.
Exchange | Interest Rate & Details |
---|---|
Bitpanda |
2.65%
EUR 3.95%, USD 3.96%, GBP 3.96%.
|
Coinbase |
4.70%
Earn 4.70% APY rewards by holding USDC on Coinbase. USDC is fully backed 1:1 by US dollars. Minimum $1.
|
Kraken |
0.15% - 6.5%
Available for BTC (0.15% bonded/0.1% flexible), USDT/USD/USDC (6.5% bonded/4.5% flexible), and EUR (4.45% bonded/3.5% flexible).
|
Uphold |
2 - 4.65%
Earn up to 4.65% APY on USD balances of $1,000 or more, or 2% APY on balances below $1,000 in Uphold's USD Interest Account.
|
Exchange snapshots
Bitpanda
Bitpanda snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.7
Official rating from the iOS App Store as of November 18, 2024.
|
Android app score |
3.5
Official rating from the Android Play Store as of November 18, 2024.
|
Deposit Methods | iDEAL, SEPA, Bank Account, Credit Card, Debit Card, giropay, EPS, SOFORT, Skrill, NETELLER, Google Pay |
Coinbase
Coinbase snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.7
Official rating from the iOS App Store as of November 18, 2024.
|
Android app score |
4.6
Official rating from the Android Play Store as of November 18, 2024.
|
Deposit Methods | ACH, Wire Transfer, Debit Card, Bank Account, PayPal, Apple Pay, iDEAL, SEPA, Interac e-Transfer, Instant Verification, Google Pay |
Review | Read our review |
Kraken
Kraken snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.7
Official rating from the iOS App Store as of November 18, 2024.
|
Android app score |
4.3
Official rating from the Android Play Store as of November 18, 2024.
|
Deposit Methods | ACH, Bank Account, Apple Pay, Google Pay, SEPA, Interac e-Transfer, Debit Card, PayPal, Instant Verification |
Uphold
Uphold snapshot | |
Minimum Deposit | $1 |
iOS app score |
4.6
Official rating from the iOS App Store as of November 18, 2024.
|
Android app score |
4.7
Official rating from the Android Play Store as of November 18, 2024.
|
Deposit Methods | ACH, Bank Account, Apple Pay, Google Pay, Credit Card, Debit Card, SEPA, Interac e-Transfer |